Independent warranty editorial — since 2024

We read the warranty so you don't have to.

Home warranty, extended auto, appliance protection, and electronics coverage — researched line by line, claims tested, and ranked on what actually pays. Plain English. No commission-driven rankings.

74

Providers reviewed

211

Test claims filed

0

Sponsored picks

Stack of service contract paperwork on an editor's desk
This week’s case file

The home warranty that paid the dishwasher claim — and the one that buried the response in eleven exclusion clauses.

On file · what we read before grading
  • DisclosuresSchedule A · B
  • ExclusionsPre-existing · wear
  • CoverageSystems · appliances
  • DeductiblePer-call · annual
  • Claims logAvg time · paid %
  • LimitsPer item · total
  • CancellationRefund window
  • StampApproved · denied
From the desk · Latest

Just out of the file cabinet.

New reviews most weeks. We file the test claim, log the response, read the disclosure schedule cover-to-cover, and grade what we find.

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The 'Free' Extended Warranty Robocalls: A 2026 Field GuideSkip it
The Skip List1.5

The 'Free' Extended Warranty Robocalls: A 2026 Field Guide

The robocall about your car's extended warranty is, unsurprisingly, never about your car's extended warranty. We tracked five separate robocall offers, mapped the resellers behind them, and built a quick checklist to identify them in 30 seconds.

Skill
Time
1–2 hrs
Jonas WhitmanMay 6, 2026
Why We Pulled Our Recommendation on Home Warranty of America's Old PlansSkip it
The Skip List2.6

Why We Pulled Our Recommendation on Home Warranty of America's Old Plans

Home Warranty of America's pre-2024 plans had a difficult claims record. The 2025+ plans are better — but if you're still on a legacy plan, here's how to evaluate whether it's worth migrating.

Skill
Time
1–2 hrs
Eli MercerApr 20, 2026
Avoid: Service Line Warranties of America's 'Free' MailersSkip it
The Skip List2.4

Avoid: Service Line Warranties of America's 'Free' Mailers

If you got a piece of mail that looked like a city utility notice and turned out to be from Service Line Warranties of America, you're not alone. The plan exists. The coverage is narrow. The price is high. We wrote up exactly why we don't buy it.

Skill
Time
1–2 hrs
Hank ReyesApr 4, 2026
Why Total Home Protection Is on Our Skip ListSkip it
The Skip List1.8

Why Total Home Protection Is on Our Skip List

Total Home Protection has had three name changes, two ownership changes, and a long string of unresolved claim complaints. We don't recommend buying any plan from this provider in 2026.

Skill
Time
1–2 hrs
Hank ReyesMar 19, 2026
Manufacturer CPO vs. Third-Party Extended Auto: A Buyer's WorksheetEditor’s pick
Head-to-Head4.3

Manufacturer CPO vs. Third-Party Extended Auto: A Buyer's Worksheet

When the dealership asks if you want the certified pre-owned program OR the extended warranty, most buyers say yes to both. We built a worksheet to help you say yes to exactly one — and the right one.

Skill
Time
1–2 hrs
Margaret VanceMar 3, 2026
AppleCare+ vs. SquareTrade for an iPhone: Yes, There's a Right AnswerEditor’s pick
Head-to-Head4.4

AppleCare+ vs. SquareTrade for an iPhone: Yes, There's a Right Answer

Apple's official warranty plan and the third-party SquareTrade alternative are not as similar as they look on paper. We pulled both contracts, filed comparable damage claims, and timed the cycle. Here's how to choose.

Skill
Time
1–2 hrs
Margaret VanceFeb 16, 2026
Biweekly · Tuesday mornings

The Schedule lands every other Tuesday.

One warranty provider rated. One exclusion clause decoded. One reader claim story. Tuesday mornings, with coffee — never more than two emails a month.

The Files · By section

Pick your folder.

Reviews organized the way a filing cabinet is — by the kind of warranty you’re trying to read.

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How we work

Why readers trust WarrantyForYou.

WarrantyForYou is a small editorial that reads service contracts the way a mortgage attorney reads a closing packet — slowly, line by line, with a yellow highlighter and an extra cup of coffee. We file test claims, document the response times, and rank providers by what they actually do, not what they advertise. Affiliate commissions help fund the work; rankings are never for sale.

We file the test claim

Every review is grounded in real claim activity. We log the response time, the assigned technician, the parts denial, the appeal — and the cheque, if one ever shows up.

We name the exclusion

We tell you which clauses sink claims, which providers play the pre-existing-condition card, and which honest carriers still deny only what their schedule actually says.

Affiliate dollars don't decide

Affiliate links pay for the editorial. They never decide our rankings. If a provider denies legitimate claims, they're on the Skip List — even when they're our biggest referrer.